Senior Citizens - (60 years & above) - 0.5% Extra // Super Senior Citizen - (80 years and above) - 1% Extra

Products we offer at Jayalakshmi

Savings Account Benefits on Amount Rate of Interest
Savings Account Below 1.5Lacs 6%
Savings Account Above 1.5Lacs 6.5%
Interest Rates with effective from 01-07-2020.
Deposits Period Rate of Interest
Fixed Deposits 30 to 90 days 7%
Fixed Deposits 91 to 180 days 8%
Fixed Deposits 181 Days to below 1 year 9%
Fixed / Recurring / M.I.D 1 Year 10%
Fixed / Recurring / M.I.D 2 Years 11%
Fixed / Recurring / M.I.D 3 to 5Years 12%
Re-investment Deposit (Double the Amount) 66 Months 13%(approx.)
Long Term M.I.D 72 Months 13.2%
Interest Rates with effective from 01-07-2020.
Types of Loans
Deposit Loans
Mortgage Loans
Gold Loans
Personal Loans
Vehicle Loans
Overdraft Loans
Education Loans

Special Deposits Period Rate of Interest
Flexi Deposit Scheme Closed
Bulk Deposit Scheme Closed

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